A 3 Bureau Credit Report is a compilation of credit scores from the major 3 Credit Reporting Agencies. This type of credit report provides a more complete and accurate snapshot of what creditors might see when they reference your inofrmation request. (view Tri-Bureau/ 3-in-1 Credit Report snapshot)
Credit scores differ with all 3 credit bureaus for credit reporting so know where you stand with all 3 credit bureaus and receive comprehensive detailed 3 Bureau Credit Report with credit information in a single easy-to-read credit report which inlcudes your free credit score with detailed analysis and credit report guide with thorough explanations.
It is important to understand that the three (3) national credit bureaus (Equifax, Experian, and TransUnion) are independent of each other and do not share information. Your personal and financial information that is contained in one of your files, may or may not be the same in another.
The 3 bureau credit report helps you see how lenders see you, ensure the accuracy of your credit records, avoid ID theft, and complete the financing of your loan.
Customer Comments "I was able to provide this information (3 Bureau Credit Report Score) to my lender and as a result, they reduced my interest rate offer by 1% -- not only did that reduce my monthly payment, it will save me a lot of money over the life of my mortgage." Erika C. - 23 Rochester, NY