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CREDIT HISTORY - CREDIT HISTORY REPORT - GOOD CREDIT HISTORY
Maintain Your Credit History
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Credit History- Understand and Maintain a Good Credit History

Credit History Information

Maintaining a good credit history is very important in establishing your future. Your credit history can either help or prevent you from achieving the kind of lifestyle you hope to aspire for. A poor credit history can have devastating consequences. A poor credit history may mean higher interest payments, and the inability to obtain a loan, a credit card or to buy a house. A poor credit history may even prevent you from obtaining the job you want, because some employers check credit history. If you are not sure what shape your credit history is in, Equifax can help. As one of the major credit reporting agencies, Equifax can help you better understand your credit history.

If you would like to learn more about your credit history, please follow this link:View Credit History Credit History and Credit Report

Understanding Your Credit History

Although getting turned down for a loan can be an agonizing experience. Not knowing why you were turned down is even worse. Your credit history plays in important role in your ability to obtain loans, credit cards and even a job. Equifax creates and maintains your Equifax Credit History Rreport™ by compiling and updating data from more than 15,000 different data sources each month so you are always aware of the status of your credit history. Your credit report contains a wealth of information: payment history for revolving accounts, mortgages and installment loans, inquires from businesses when you have requested a loan, public records, collection information and personal identifying information. Don't let your credit history decide the path you will take. Take control of your credit history and decide for yourself the path you will take.

If you would like to learn more about your credit history, please follow this link: Credit History and Credit Report

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Customer Comments
"I was able to provide this information (3 Bureau Credit Report Score) to my lender and as a result, they reduced my interest rate offer by 1% -- not only did that reduce my monthly payment, it will save me a lot of money over the life of my mortgage."
Erika C. - 23
Rochester, NY


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