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Low Interest Credit Cards- Zero-Percent Interest Cards

Major credit card issuers, including Citibank, Fleet, American Express, Discover and First USA, are pushing cards with zero-percent interest rates. Low interest credit cards are a great way of consolidatiing high APR cards.

If you have good credit this is definitely a good chance to secure a low interest credit card. If you follow the rules, you can't get any better than zero percent credit card rates.

Browse these low Interest credit cards. Choose and apply.

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Top Pick Chase Platinum Credit Card
Chase Platinum Credit Card Application - Low Interest Credit Card
  • Low 0% Introductory APR on Purchases and Balance Transfers*
  • This Platinum Credit Card also features a low regular APR*
  • No Annual Fee*
  • Eligibility to enroll in Chase Travel Rewards where you can earn points for free flights, hotel stays and more*
  • Free secure online account access and bill pay*
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 6 Months* 8.79%* None* Yes* Good Credit*
Top Pick Citi® Platinum Select® Card
Citi Platinum Select Card Application Online - Low Interest Credit Card
  • 0% APR* on balance transfers and purchases for 12 months*
  • No annual fee*
  • Secure, free online account management*
  • $0 liability on unauthorized purchases*
  • Apply online and get an instant response*
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 Months * 8.99%* None* Yes* Excellent Credit*
Chase CashBuilders MasterCard®
Chase CashBuilders MasterCard Application - - Low Interest Credit Card
  • Earn up to 2% cash rewards on purchases*
  • When you reach your Registration Date Anniversary, you will receive your cash reward in the mail.*
  • Cash rewards are limited to $500 each year*
  • 0% introductory APR on balance transfers*
  • No balance transfer fee for balances transferred during the introductory period*
  • No annual Fee*
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 Months* 9.24%* None* Yes* Good Credit*
Top Pick Blue Cash® from American Express
Blue Cash from American Express Offer [Low Interest - Low APR Credit Card]
  • No annual fee
  • Up to 5% cash back on all qualified purchases
  • Flexibility to pay over time "0% Intro APR for 6 months."
  • Online application approval decisions in under 60 seconds
  • Balance Transfer APR 4.99%
  • Go To Rate: Prime + as low as 4.99%
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* up to 15 months* 8.99-13.99%* None* Yes* Excellent Credit*
Discover® Platinum Card
Discover Platinum Credit Card Offer [Low Interest - Low APR Credit Card]
  • 0% Intro APR* on Purchases and Balance Transfers.*
  • No Annual Fee*
  • Up to 2% Cashback Bonus® award*
  • 100% Fraud Protection*
  • Up to $50,000 Credit Limit*
  • Online Account Access and Bill Payment*
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% on Purchases and Balance Transfers.* 6 Months* 7.99-16.99%* None* Yes* Good Credit*
Blue from American Express
Blue from American Express Online Application [Low Interest - Low APR Credit Card]
  • This low interest credit card features a 0% Introductory APR for up to 15 months as well as a low regular APR*
  • No annual fee*
  • Built-in Smart Chip for Internet Security*
  • Free Credit Card Reward Program*
  • Apply now and get Instant Online Credit Card Approval*
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* up to 15 months* 7.99-14.99%* None* Yes* Excellent Credit*
Citi® Diamond Preferred® Rewards Card
Citi® Diamond Preferred® Rewards Card Offers [Low Interest - Low APR Credit Card]
  • 0% APR* on balance transfers for 12 months
  • $50 gift card – Redeem 5,000 bonus points after first purchase**
  • 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations; 1 point for every $1 on all other purchases***
  • No annual fee and FREE rewards program*
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 Months* 9.74%* None* Yes* Excellent Credit*
Chase Ultimate Rewards® Platinum MasterCard®
Chase Ultimate Rewards Platinum MasterCard Offer [Low Interest - Low APR Credit Card]
  • For every $1 you spend, earn 1 Ultimate Rewards® point toward your choice of great rewards*
  • You can redeem your points for gift certificates, travel rewards, and name brand merchandise!*
  • 0% Introductory APR on balance transfers for up to 12 months*
  • No annual fee*
  • Interest-free grace period*
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 Months* 9.24%* None* Yes* Excellent Credit*
The GM Card®
GM Credit Card [Low Interest - Low APR Credit Card]
  • The GM Card gives you 5% Earnings on your GM Card purchases toward the purchase or lease of a new GM car, truck or SUV*
  • Use your Balance Transfer Checks from your Welcome Package within 60 days of opening your Account and you'll receive 5% Earnings on the transfers*
  • Secure, free online account management*
  • Customer Care is available 24/7 to assist you with any question*
  • You can always order additional cards at no extra cost-let your family help you earn toward a new GM vehicle*
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 6 Months* 10.24-14.24%* None* Yes* Good Credit*
Discover® Titanium Card
Discover Titanium Card Offer [Low Interest - Low APR Credit Card]
  • 0% Intro APR*
  • Then a low 9.99% everyday APR*
  • No Annual Fee*
  • 100% Fraud Protection*
  • Up to $50,000 credit line*
  • Online Account Access and Bill Payment
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 6 Months* 9.99%* None* Yes* Excellent Credit*

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* Please see the credit card application for additional details about terms and conditions of offers. All efforts are made to maintain accurate information. However all credit card information is presented without warranty. You can review the credit card terms and conditions on the credit card issuer's web site.
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